Statistics

Below are the statistics of the financing provided by the platform
24.587.909 €
Total financed
123
Total number of projects
37
Number of reimbursed projects
7.680.544 €
Capital returned
1.304.166 €
Gross interest paid
7,15 %
Average interest rate

Default rate

In accordance with Article 20 of Regulation 1503/2020, the Default Rate related to projects presented on the Platform is published in this section.
Default rate of loans offered on the platform pursuant to Article 20, paragraph 1, letter a)
Timeframe under consideration Default rate
20220.00%
20231.43%
20243.70%
Total financed1.71%
Calculation method:

Each percentage is determined as follows:


Default rate =
number of projects that have been in a default state at least once in the year
total number of projects in the year
%


The total is the result of the simple average of the annual default rate per risk category observed throughout the historical period.

Actual default rate of loans offered on the platform by risk category pursuant to Article 20, paragraph 1, letter b) i)
In compliance with regulatory standards, the following data is updated at the close of the fiscal year.
Timeframe under consideration *RC *RMC *RE *RME *REE
20220.00%0.00%0.00%0.00%0.00%
20230.00%0.00%0.00%100.00%0.00%
20240.00%11.11%0.00%0.00%0.00%
Total financed0.00%3.70%0.00%33.33%0.00%
Calculation Method:

Each percentage, by risk category, is determined as follows:


Default rate =
number of projects that have been in a default state at least once in the year
total number of projects in the year
%


The total is the result of the simple average of the annual default rate by risk category observed over the entire 36-month period.


Expected default rate of loans offered on the platform by risk category pursuant to Article 20, paragraph 1, letter b) i)
In compliance with regulatory standards, the following data is updated at the close of the fiscal year.

The Expected Default Rate provides an estimate of the percentage of non-defaulted loans expected to default in a one-year observation period.
Estimates are based on actual default rates.
Timeframe under consideration *RC *RMC *RE *RME *REE
20240.00%11.11%0.00%0.00%0.00%

*Legend:
RC = Low Risk
RMC = Moderate Low Risk
RE = Elevated Risk
RME = Moderate High Risk
REE = Extremely High Risk

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FAQ

What is meant by Default?

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