AEFFE S.R.L.

The company is incorporated on March 10, 2015 as a limited partnership with the name "AEFFE di Casadei Gardini Riccardo & C. s.a.s." until April 2018 when it transforms into a limited liability company assuming the current name "AEFFE S.r.l."

AEFFE has experience in construction, specializing in drywall construction and thermal insulation, drywall and painting. The company offers customers a comprehensive service, attentive to real housing needs, always looking for the best solutions, to combine technique, materials, safety and design.

CAMPAIGNS ALREADY DONE ON ENER2CROWD

The following are all the campaigns that Aeffe S.r.l. has carried out on Ener2Crowd:

 List of campaigns already carried out:

• Campaign 1 - 30/04/2021 - LINK- Total reimbursed with the first assignment of credit on 10/05/2021
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• Campaign 2 - 17/07/2021 - LINK - Total repaid with second assignment of credit on 22/10/2022
• Campaign 3 - 18/02/2022 - LINK - Amortization plan rescheduled and ended on 31/05/2024

THE ANALYST'S OPINION

The analysis of the Company that is proposed to raise financing is the result of the Report provided by EasyFintech S.r.l. - License art. 134 TULPS Prefecture of Milan prot. No. 14795/12B15E dated 31/01/2020 - based on calculators from available databases such as Crif, CriBis, CeBi, Cerved, Dun & Bradstreet, InfoCamere and other financial scoring tools that combine traditional analysis (economic-financial, andamental, reputational) with statistical methodologies based on Artificial Intelligence, Machine Learning and Data Analysis.

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CONTRACTUAL STRUCTURE

The Financing Agreement is apurpose loan: Aeffe S.r.l. undertakes to use the funds received from the Investors exactly as set forth in the Project illustrated in the public offering and not to divert them for other purposes.

COST STRUCTURE

The projected cost of building the properties is €2,121,000. The Minimum Target of the raising on Ener2Crowd will cover 9% of the Capex, while the Maximum Target 14% of the total. Details of the costs and revenues of the operation are given below.

EXPECTED COSTS AND SOURCES OF FINANCING

The disbursement of the €1,100,000 land loan with a term of 120 months (including 24 months of pre-amortization) is done in several stages and with certain conditions to be met. In fact, a first disbursement will be made at the time the mortgage is taken out, provided that a building permit has been obtained. The remainder of the loan will be disbursed in several tranches, depending on the progress of the work. The maximum amount of each disbursement will be 60 percent of the costs already incurred, verified through an update of the appraisal, and will be conditioned on the deposit of €50,000 in an account with the lending bank as a sign of its own readiness, lending crowdfunding collection of €300,000, as well as the presence of preliminary sales for at least 30 percent of the final value of the project, to demonstrate that the intervention already has a market.

EXPECTED REVENUES

LOAN AMORTIZATION SCHEDULE

The amortization plan provides for repayment of the Principal only at the last installment. There arequarterly installments with only the Interest Rate equal to €9,187.50

The following amortization schedule for Aeffe S.r.l. is calculated with an interest rate of11% for a total of €300.000.

An early repayment of the loan is expected upon the sale of the real estate.

N.B.: The start of the amortization plan is perfected from the first useful date after the terms of the release have elapsed, so the schedule therein shown is merely a simulation containing the first useful date in case of perfection of the campaign at its expiration

*Gross of any withholding taxes.

CONFLICTS OF INTEREST

Relevant Persons, except the Conflict of Interest Policy Officer and the Crowdfunding Service Provider, who may not under any circumstances participate in Crowdfunding Offerings posted on the Platform, are allowed to invest in this Crowdfunding Offering on equal terms with all other Investors and without preferential treatment or privileged access to information.

For more information see the policy at link

ACTIVATABLE SDGS

    

• SDG 7 significant energy savings generated by efficiency improvements;
• SDG 9 implementation of resilient structures and infrastructures;
• SDG 11 improvement of accessible housing and local communities;
• SDG 12 responsible and efficient consumption of available resources;
• SDG 13 combating and mitigating climate change with corresponding GHG reduction.

Become a protagonist of the future and sustainable development by financing this initiative!

NZEB BUILDINGS.

A near-zero energy (NZEB) building is a construction designed to have very low energy requirements, covered to a significant extent by renewable sources. This approach offers numerous environmental benefits:

• Reduction of CO₂ emissions: Through energy efficiency and the use of renewable energy, NZEB buildings contribute significantly to the decrease of greenhouse gas emissions, counteracting climate change.
• Lower consumption of nonrenewable resources: By using sustainable energy sources, these buildings reduce dependence on fossil fuels, preserving natural resources for future generations.
• Improved air quality: Decreased harmful emissions and the adoption of advanced ventilation systems improve air quality both inside and outside the building, promoting a healthier environment.
• Contribution to urban sustainability: NZEB buildings help mitigate the heat island effect in urban areas and promote more environmentally friendly building development.

WHAT ARE THE ENVIRONMENTAL BENEFITS GENERATED?

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